Personal Finance from Zero: Mexico Edition
Free course on personal finance for Mexico. 19 lessons on banking, budgeting, saving, credit, investing, and taxes with SAT, SPEI, and Afore.
Whether you have never opened a bank account or simply want to understand where your money goes each month, this course is for you. We start from absolute zero and build your financial knowledge step by step, with real examples from the Mexican financial system.
By the end of this course, you will understand how the banking system works, how to create and stick to a budget, how to build savings, manage debt responsibly, and start investing — all within the context of living in Mexico.
Money and Banking Fundamentals for Beginners
Understand how money works, how banks operate and earn profit, and how the Mexican banking system is structured and regulated.
What Is Money? The Foundation of All Finance
Learn what money is, why it exists, how inflation erodes purchasing power, and how Banxico manages the Mexican peso's value.
How Banks Work: The Business Behind Your Savings
Discover how banks make money from your deposits, what fractional reserve banking means, and which fees to watch in Mexico.
The Mexican Banking System: How It All Works
Learn how Mexico's financial system is structured, from Banxico and CNBV to CONDUSEF and IPAB, plus your rights as a bank customer.
Bank Accounts in Mexico: Types, CLABE, SPEI
Learn about Mexican bank account types, how CLABE and SPEI work, account levels, digital banks, and how to read your statement.
Neobanks in Mexico: Digital Banking Guide
Compare Mexico's top neobanks like Nu, Klar, Hey Banco, and Stori. Learn which are regulated, who has IPAB insurance, and how to choose.
Budgeting and Expense Control Made Simple
Master practical budgeting methods, learn to track every peso, and take control of your spending with tools that work for Mexican finances.
Why Budgeting Matters: Taking Control of Your Money
Discover why a budget is a spending plan not a restriction, where your money really goes, and how tracking expenses changes your financial life.
Budgeting Methods: Find Your Best Money System
Compare the 50/30/20 rule, zero-based budgeting, envelope method, and pay yourself first to find the best budgeting system for your income.
Expense Tracking Tools: Build a System That Sticks
Learn how to track expenses effectively using apps, spreadsheets, and automated bank sync tools like Finthy to stay on budget every month.
Saving and Emergency Funds: A Practical Guide
Learn how to build a savings habit, create your emergency fund, and choose the best savings options available in Mexico.
The Habit of Saving: Build Wealth Step by Step
Discover why saving is hard, how to automate it, and practical strategies to build a consistent savings habit on any income in Mexico.
Building Your Emergency Fund: How Much You Need
Learn how to calculate, build, and maintain an emergency fund that protects you from financial disasters in Mexico. A step-by-step guide.
Savings Options in Mexico: Best Rates and Tools
Compare savings accounts, pagarés, CETES Directo, sofipos, and fintechs to find the best interest rates for your money in Mexico.
Debt and Credit: Managing Money You Borrow
Learn how credit works in Mexico, manage debt strategically, use credit cards wisely, and compare loans to make informed borrowing decisions.
Understanding Credit Scores and Reports in MX
Learn how credit works in Mexico, what Buró de Crédito tracks, how your credit score is calculated, and how to build or repair your credit history.
Credit Cards in Mexico: Smart Use and Pitfalls
Master credit cards in Mexico: understand billing cycles, avoid minimum payment traps, compare cards using CAT, and use credit responsibly.
Debt Management Strategies That Actually Work
Learn proven strategies to eliminate debt: snowball vs avalanche methods, negotiating with creditors in Mexico, and building a realistic debt payoff plan.
Loans in Mexico: Types, Rates, and How to Choose
Compare personal loans, auto loans, and mortgages in Mexico. Learn how Infonavit and Fovissste work, how to evaluate CAT, and when borrowing makes sense.
Investing and Growing Wealth in Mexico Today
Learn investing fundamentals, explore Mexican investment options like CETES and BMV, plan for retirement with Afores, and understand taxes and SAT.
Investing Basics: Making Your Money Work for You
Learn the fundamentals of investing: compound interest, risk and return, diversification, and how to start investing in Mexico with as little as $100 MXN.
Investment Options in Mexico: CETES to Stocks
Explore every investment option in Mexico: CETES, investment funds, ETFs, BMV stocks, SIC, Fibras, and online brokers like GBM+ and Kuspit.
Retirement Planning in Mexico: Afore and PPR
Learn how Mexico's pension system works, how to choose and optimize your Afore, make voluntary contributions, and plan for a comfortable retirement.
Taxes and SAT: Understanding Mexico's Tax System
Learn how Mexico's tax system works: RFC registration, ISR brackets, annual declarations, personal deductions, and how investment income is taxed.
Intermediate Financial Planning
Take your finances to the next level with insurance, real estate, tax optimization, side income management, and long-term financial goal setting in Mexico.
Insurance Essentials for Life in Mexico
Learn about health, life, auto, and home insurance in Mexico. Understand IMSS, private coverage, and how to protect your finances from unexpected events.
Renting vs Buying a Home in Mexico
Compare renting and buying in Mexico. Learn about INFONAVIT, bank mortgages, down payments, notary fees, and real estate costs in CDMX and beyond.
Tax Optimization Strategies in Mexico
Master Mexico's tax system with SAT, RFC, ISR brackets, personal deductions, CFDI requirements, and strategies to legally reduce your tax burden.
Side Income and Freelancing in Mexico
Learn how to earn and manage side income in Mexico. Understand RESICO, tax regimes for freelancers, CFDI requirements, and IMSS voluntary registration.
Financial Goal Setting for Mexicans
Set SMART financial goals in Mexico. Build a plan connecting emergency funds, INFONAVIT, CETES, AFORE, PPR, and net worth tracking to achieve financial freedom.
Ready to take control of your finances?
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