Finthy Chile - Personal Finance Dashboard

Why You Need a Financial Dashboard in Chile

Chile’s financial ecosystem is one of the most sophisticated in Latin America — AFP pension funds, APV savings plans, Cuenta 2 accounts, neobanks like MACH and Tenpo, and traditional banks that each have their own app. If you’re also managing money in US dollars or have connections to other countries, keeping track of everything becomes a real challenge.

The problem most Chileans face: your financial life is fragmented across too many platforms. Your AFP, your bank, your Cuenta RUT, maybe an investment account at Fintual or Racional — each one has its own app with its own view of your money. You never see the complete picture.

Finthy brings everything together in one dashboard where you can see all your accounts, set budgets, and understand exactly where your money goes.

Who Finthy is For in Chile

Professionals Managing CLP and USD

Many Chilean professionals receive income or bonuses in dollars, invest through US brokers, or have savings accounts abroad. Finthy lets you budget across multiple currencies in one place — your Chilean peso accounts next to your dollar holdings, with real-time exchange rates so you always know your total net worth.

Expats and Immigrants in Chile

Whether you moved to Chile for work or lifestyle, managing finances across your home country and Chile requires constant juggling. Finthy connects your Chilean banks alongside your accounts back home, so you can manage money across two countries from a single screen.

Anyone Serious About Budgeting

Chile has a strong culture of financial responsibility, but the tools available locally are limited. Finthy gives you proper budgeting tools — zero-based budgeting, spending categorization, trend analysis — that go far beyond what your banking app offers.

How Finthy Works with Chilean Banks

Chile is one of the most advanced countries in Latin America when it comes to Open Finance. The Ley Fintech (2023) established the regulatory framework, and banks are actively working on implementing standardized APIs.

• Today: Chilean banks connect via secure file upload. You export your statements and Finthy processes them automatically with intelligent categorization.
• Coming soon: As Open Finance APIs go live, Finthy will support automatic synchronization — connect once, and your accounts stay updated in real-time.

Your data is always protected with 256-bit encryption, whether you use file upload today or automatic sync tomorrow.

More Than Just Seeing Your Accounts

Connecting your banks is just the starting point. With Finthy you can:

• Create budgets in CLP and other currencies to manage your Chilean peso expenses separately from dollar savings or investments
• Categorize transactions automatically using AI that understands Chilean spending patterns
• Track your net worth over time including all currencies, converted at current exchange rates
• Spot spending patterns to understand where your money goes month over month

Bank-Level Security

Your financial data deserves the highest level of protection. Finthy was built with security as a core principle:

• 256-bit encryption for all data in transit and at rest
• No credential storage — we never save your banking passwords
• Compliant with international standards used by financial institutions
• Open Finance ready — when APIs are available, connections go through regulated, secure channels