The Calendar is where you plan what you expect to happen to your money: bills, salary, subscriptions, anything on a schedule. Each one generates occurrences, and you match those to real transactions as they arrive.
It is free on every plan in the web app. No plan carries it as a paid feature. The native mobile app, with a mobile calendar, is on our roadmap.
Four views
Open Calendar from the main navigation and switch between:
- Month, Week and Day: calendar grids with events on each day.
- Agenda: a list grouped by date, which is the one for scanning what is coming. It covers 30 days, 3 months or 1 year.
Creating an event
- Choose New event.
- Give it a title, for example Electricity bill, Salary or Rent.
- Pick the date.
- Set the amount: none, a fixed amount, or a Range with a minimum and maximum for bills that vary, like a utility bill.
- Pick a category. The calendar uses the category’s colour in agenda and day rows, so this is what makes the month readable at a glance.
- Choose a Repeat: Does not repeat, Daily, Weekly, Monthly, Bimonthly, Quarterly, Semi-annually, Annually, or Custom with your own interval, “every N days, weeks, months or years”, and an optional Ends on date.
- Add Reminders if you want them, then save.
Reminders
Add as many as you like per event: On the day, 1 day before, 3 days before, 1 week before, or Custom with your own number of days or weeks.
Each reminder reaches you in Finthy. Whether it also reaches your inbox is the single email notification toggle in Settings > Notifications.
Turning a transaction into an event
If the charge already happened, you do not need to retype it. From a transaction’s actions menu choose Track as recurring event. Finthy pre-fills the event from that transaction’s description, date, amount, currency and category, and sets the repeat to monthly.
Three kinds of transaction cannot be tracked this way: transfers, split items and duplicates. A transfer is not a bill, and the other two are not whole transactions.
Occurrences and their five states
Every event generates one occurrence per scheduled date, each with a state:
- Upcoming: still ahead.
- Due: its date is here.
- Matched: linked to a real transaction.
- Missed: the date passed with nothing matched.
- Skipped: you decided this one does not count. A skipped occurrence can be restored.
An event itself can also be Paused or Archived, which stops it generating new occurrences without deleting its history.
Matching an occurrence to a transaction
Open an occurrence and choose Match. Finthy opens Match to transaction and shows unmatched transactions over a date range around the occurrence, which it names at the top of the list, or the event’s month when it is pending. You can search by description or amount, and load more if the first page does not hold it.
When the event uses an amount range, Finthy looks for transactions inside that range. When it has a candidate it marks the day Match suggested, and in a day view you can pick a transaction from this day directly.
You confirm every match yourself. Nothing is linked automatically, and you can remove a match at any time, which puts the occurrence back to unmatched.
Removing things without losing history
- Skip an occurrence when it genuinely did not happen this time. It can be restored later.
- Delete a single occurrence rather than the series: Finthy says only the occurrence on that date is removed.
- Pause or archive the event to stop future occurrences while keeping what already happened.
Finding the recurring charges you have not tracked yet
The calendar only knows what you tell it. To find what is already leaving your account, work from the Transactions page:
- Search by the merchant’s name. A subscription charges the same description every month, so searching one name shows you the whole history at once.
- Look at a category over time. The Trends page’s category view makes a steady monthly line obvious, which is what a subscription looks like.
Anything you find that repeats is worth turning into a calendar event, so the next one is expected rather than noticed afterwards.
Budgeting for them
Recurring payments are the most predictable spending you have, which makes them the easiest to budget. A budget on the category they land in, set to the total you expect, turns “did everything go out as usual” into one number to glance at.
Good to know
- A matched occurrence does not create a transaction. Matching links your plan to money that already moved; it never adds or changes an amount.
- An event with no amount is still useful. It is a dated reminder, which is enough for something whose cost you will not know until it arrives.
- Missed is information, not an error. A subscription that stopped charging you shows as missed, which is how you notice.