Brazil is supported, and Brazilian banks are manual. You add the bank and its accounts yourself, then keep them up to date by importing statements or entering transactions. This is free on every plan.
Finthy can only keep a bank up to date on its own in the United States and Canada, where it connects through Plaid. There is no automatic connection to a Brazilian bank, so nothing here asks for your bank password and no Brazilian bank is behind a paid plan.
Add the bank
- Go to Banks and choose Add Bank.
- The first question is Where is your bank located?. Choose Brazil, whose row reads “Add accounts & transactions manually”.
- On Select a bank to connect, search for your bank and choose it.
The main Brazilian banks are in the list, among them Itaú, Bradesco, Banco do Brasil, Santander Brasil, Caixa Econômica Federal, Nubank, Banco Inter, C6 Bank, Mercado Pago, Neon, PagBank, PicPay, Banrisul, Sicoob and Sicredi. Investment and pension providers such as XP Investimentos, BTG Pactual, Rico Investimentos and Brasilprev are there too.
Add an account to it
The Add Account window opens. Fill in:
- Account Name, for example “Conta corrente Itaú”.
- Account Type, grouped into Depository Accounts, Credit Accounts, Loans and Investment Accounts.
- Currency, from MXN, USD, EUR, CLP, COP, PEN, BRL, ARS, GBP, CHF and CAD. Every plan can mix currencies across accounts. If you choose one the bank does not usually hold, Finthy says so and still lets you continue.
- Initial Balance, the balance you are starting from. Not sure? Leave it empty and add it later.
- Account Number and Card Number are optional, and only the last digits are worth entering.
If you enter an account number that already exists, Finthy updates that account instead of creating a second one, and tells you so.
Repeat for each account at that bank. One bank connection holds all of its accounts.
Keep it up to date
Three ways, and you can mix them:
- Import a statement. On the Banks page, choose the import option and upload the file. Accepted formats are PDF, CSV, OFX, QFX, XLSX, JPG, PNG and HEIC, up to 10 MB. Finthy reads it with AI, so a photo or screenshot of a statement works; a long statement can take two or three minutes.
- Forward it by email. You have a personal Finthy import address. Forward the email your bank sends with the statement attached, and Finthy tells you when it is ready to review. Nothing is imported until you review it. Keep that address private: anyone who has it can send statements into your account.
- Enter transactions yourself, one at a time.
After an import, the account balance is set to the statement’s closing balance. If the statement is older than the balance Finthy already has, it leaves the balance alone and says why.
PIX, boleto, TED and DOC need nothing special. Each arrives as an ordinary transaction with the description your bank used, Finthy assigns a category, and you can change that category.
Limits and edge cases
- The free plan allows 2 bank connections and 4 visible accounts, and one statement import per account each month. If you have used this month’s import for an account, Finthy says so and you can import again next month or upgrade.
- A password protected PDF is rejected. Remove the password from the file and try again.
- A statement with too many transactions to read in one go is rejected, with a suggestion to split it into smaller files.
- If your bank is not in the list, choose Bank not listed? Add it by hand and type its name. It is created for your space only, and you can carry straight on adding accounts. Separately, Request a bank sends the name to us so it joins the shared list for everyone. Doing both is sensible.
- A manual account is not second class. Budgets, the calendar, reports, exports and Finthy AI treat it exactly like a synced one.
- Finthy runs in a browser, on a desktop and on a phone. The native iOS and Android apps are on our roadmap.