Four plans. The free one is a real plan rather than a trial, and the paid ones differ mostly in how much you can hold and how many people share it.
The limits at a glance
| Free | Plus | Pro | Business | |
|---|---|---|---|---|
| Bank connections | 2 | 4 | 10 | Unlimited |
| Accounts | 4 | 10 | 30 | Unlimited |
| Shared spaces | 0 | 1 | 1 | Unlimited |
| People per space | 1 | 2 | 5 | 25 |
| Transaction history | 90 days | Unlimited | Unlimited | Unlimited |
| Statement imports | 1 | 2 | 5 | Unlimited |
| Automatic bank sync | No | Yes | Yes | Yes |
| Custom categories | No | Yes | Yes | Yes |
| Data export (CSV, Excel) | No | Yes | Yes | Yes |
| Transaction splitting | No | No | Yes | Yes |
| API access | No | No | No | Yes |
| Support | Community | Priority | Dedicated |
Statement imports are counted per account per month, and each one is read by AI.
Free
Free forever, and it is not crippled. You get 2 bank connections and 4 accounts, added by hand in any of the seven supported countries, with one AI-read statement import per account each month.
Free includes several things people assume are paid:
- Accounts in any currency. Each account or asset keeps its own currency, on every plan, and your totals convert into your display currency.
- Budget tracking, with monthly limits per category.
- The financial inventory, where you record a home, a car, crypto or anything else you own, so your net worth is complete without an account behind each item.
- The bill calendar and reminders, including AI-suggested matches when transactions arrive.
- Basic cashflow and the dashboard.
What you do not get is automatic bank sync, which is the main reason to pay, and history is limited to the last 90 days.
Plus, $9.99 a month
Everything in Free, plus:
- Automatic bank sync for the United States and Canada, through Plaid.
- Unlimited transaction history, instead of 90 days.
- Custom categories.
- Data export to CSV or Excel.
- One shared space for 2 people, each with their own login.
- Email support, answered within 24 hours.
4 bank connections, 10 accounts, 2 statement imports per account each month.
Pro, $24.99 a month
Everything in Plus, plus:
- Transaction splitting, dividing one charge across several categories.
- Crypto auto-pricing, with hourly price updates for your holdings.
- A shared space for 5 people, with permissions.
- Priority support, with faster responses and a dedicated queue.
10 bank connections, 30 accounts, 5 statement imports per account each month.
Business, $79.99 a month
Everything in Pro, plus:
- Unlimited spaces, 25 people in each.
- API access, through personal access tokens with fine-grained scopes.
- A dedicated account manager.
- Priority phone support during business hours.
- A 99.9% uptime SLA.
Unlimited bank connections, accounts and imports.
Paying annually
Annual billing saves about 17%: Plus is $99 a year, Pro $249, Business $799.
The trial
Every paid plan offers a 14-day free trial with no card. Nothing is charged while it runs, and because no card is on file, nothing happens automatically when it ends.
Two things worth knowing about the limits
- Joining someone else’s space is always free. The seat count belongs to whoever owns the space. If a family member on Pro adds you, you do not need a plan yourself.
- Going over a limit does not delete anything. If you downgrade or cancel while over the free limits, your data stays; automatic sync pauses on the connections above the limit, and manual accounts carry on as normal.
Pricing is currently marked as introductory beta pricing, locked in for as long as you keep the subscription.