One charge is often several things. A supermarket run that included a bottle of wine, a restaurant bill you paid for the table, a hardware shop trip that was half repair and half tools. Split Transaction lets one charge count as the separate things it really was, each in its own category.
Doing it
- Find the transaction in Transactions.
- Open the actions menu on its row and choose Split Transaction.
- Add parts. Each needs an amount, a description and a category.
- Save.
Split Transaction is a paid feature. On the free plan the menu entry shows a padlock and takes you to the upgrade screen.
The rules
- Between 2 and 4 parts. At two the split is pointless to refuse; at four Add Split is disabled and Finthy says “Maximum of 4 splits reached.”
- The parts must add up to the original. A running Remaining figure counts down as you fill them in, and the form confirms “Balance matches original amount” before it will save. Otherwise you get “Split amounts must equal the original transaction amount”.
- No part can be zero, and amounts are entered as positive numbers.
- Every part needs its own category and description. That is the point of splitting, so neither is optional.
What the list shows afterwards
A split leaves the original transaction in place with its parts beneath it, which means the list could show the same money twice. A setting controls what you see:
- Show split items: the parts only. This is the one you want for day-to-day review, since the parts are what carry the categories.
- Hide split items: the originals only, matching your bank statement line for line.
- Show all: both.
Your budgets and reports use the parts, so a split restaurant bill lands in the right categories regardless of what the list is set to show.
Changing or undoing a split
The same actions menu offers Edit Split to change the parts, and Remove Split, which deletes the parts and leaves the original transaction as it was.
Shared expenses
Splitting is also the tool for a bill you paid but only partly owe. Make one part the share that is genuinely yours and category it normally, and make the other part what you are owed and put it on a category you keep for that, such as a custom one called Reimbursable. When the repayment arrives you will see it against the same category and the two cancel out.
Finthy does not track who owes whom or chase anyone for you. It records what the money did.