Understanding your subscription and billing

Where to look

Settings → Subscription shows your Current Plan, your Next billing date, and the controls for changing or cancelling it.

Where your plan is billed

Every Finthy subscription is bought and billed on finthy.com, so there is only one place to look. The payment method, the invoices, a plan change and cancellation all live in Settings → Subscription.

The native iOS and Android apps are on our roadmap. When they arrive, a plan bought inside one of them will belong to the App Store or Google Play rather than to Finthy, and you would manage it there. No plan sold today works that way.

The 14-day trial

Every paid plan offers a 14-day free trial with no card. While it runs you see “Free until {date}. No card is on file, so you won’t be charged.”

Because no card is on file, the trial cannot roll into a paid subscription by itself. When it ends you simply return to Free unless you choose to subscribe. There is nothing to remember to cancel.

Status

Your subscription is in one of these states:

  • Active: paid and running.
  • Trial: inside the 14 days.
  • Canceled: you have cancelled, and it runs to the end of the period you paid for.
  • Past Due: a payment failed.
  • Incomplete: a payment was started but never finished, usually a bank verification that was not completed.

When a payment fails

You get a banner: “Your latest invoice is past due. Please update your payment method to continue using premium features.” Update Payment takes you where you need to go.

Nothing is deleted while a payment is outstanding. The risk is losing paid features, not losing data.

Billing cycle

Subscriptions renew automatically on the date shown as Next billing date. Monthly plans renew monthly, annual plans annually, and annual saves about 17%.

Changing plans mid-cycle is handled as a proration by our payment provider, so you are charged the difference rather than a fresh full price.

Invoices and payment methods

Invoice History lists your invoices with a Download on each, and Upcoming Invoice shows what is coming before it is charged. Payment Methods lists the cards on file, with Add Payment Method, Set as Default and Remove.

Separate articles cover both in more detail.

Currency

Prices are in USD. Your card issuer converts if your card is in another currency, at their rate, which is why the amount on your statement can differ slightly from the amount on the invoice.

Cancelling

Cancel Subscription in Settings, or in the store if you bought there. You keep access until the end of the period you have paid for. The separate article on cancelling covers what happens to data over the free limits.