The dashboard is the answer to “where do I stand”, assembled from everything else in Finthy. Here it is from the top.
The headline figure
A single number with Assets and Liabilities beneath it, and a line reading “up 3% over this period” or “down 3% over this period”, following whichever time range you have selected.
- Total Worth is the balance of your asset accounts, and excludes liabilities.
- Net Worth is everything you own minus everything you owe, which is your true position.
If the figure is marked estimated, it is reconstructed from your asset history for a period before tracking began.
The four tiles
- This month: money in and out, as “{in} in · {out} out”, with the net underneath. Before anything arrives it reads “No movement yet”.
- Budgets: how many you have and how they are doing, as “{over} over, {onTrack} on track”. With none set it says “Set one below”.
- Emergency runway: how many months your cash covers, from your actual spending. “Past 6 months of cover” means you are beyond the target; “Short of {months} months by {amount}” tells you the gap. It needs both cash and spending to compute, so early on it may say “No spending recorded yet” or “Too little spending to estimate”.
- Bank fees: what your banks charged you this month, with the count of charges and whether that is more or less than last month.
Wealth Over Time
The chart, with a Total and Net toggle matching the two definitions above, and a time range from the last 24 hours through to all time.
Finthy takes a snapshot of your wealth every hour, so this chart builds up as you use the app rather than appearing complete on day one. Early on you will see “Building your financial history…”. A dashed section of the line means “estimated from your asset history, before tracking started”, so you can tell reconstructed history from recorded history at a glance.
The cards underneath
- Transactions to Categorize. Uncategorized transactions are invisible to budgets and to spending trends, so this card is how those two become accurate. Categorize handles them from here without leaving the page.
- Budgets. How much of each limit is spent, with the days left in the period. With no budgets yet it offers to build them from your own history: “We looked at your last 3 months. These categories are where your money actually goes”, and Use these 2 creates them in one go.
- Upcoming. Bills and subscriptions from your calendar, before they are due. Recurring bills land here by themselves “once we have seen them twice”.
- Recent activity. Your latest transactions. If nothing is new it says “Nothing new since {date}” rather than looking broken.
When it is empty
The dashboard explains the specific reason rather than showing zeroes: a bank connected with no accounts through yet, a manual bank with no accounts, every account hidden, or an account with no balance yet. Each one comes with the action that fixes it.
Works right now lists what you can do with no transactions at all: a budget, the calendar, the financial inventory, and the interest projection.
Which space you are looking at
Everything on the dashboard is scoped to the space named in the header. If a figure looks wrong, check that first; it is more often the wrong space than a wrong number.