Finthy AI answers questions about the money in your space. Open it with Ask Finthy, and the panel header tells you which space the answers come from, because that is what decides which accounts it can see.
Ask it anything about your own numbers
The question box says Ask a question about your money. These four are offered as starting points, and they are a fair picture of what it is for:
- How much did I spend last month, and on what?
- What were my 5 biggest expenses last month?
- Am I on track with my budgets this month?
- How has my net worth changed this year?
While it works it shows what it is reading, for example “Checking your transactions and your budgets”, so an answer is never a black box. Stop interrupts it, and New chat starts a fresh one.
What it can read
Your accounts, transactions and categories. Your budgets and their history. Your net worth and its history, your cash flow, your spending trends and your fees. Your calendar and its events. Your assets and debts in the financial inventory, including each one’s value history. It can also convert between currencies at today’s rate, including UDI and crypto, rather than quoting a rate from memory.
All of that is read-only, and all of it is scoped to the space you are in.
The one thing it can change
It can draft one new transaction on a manual account. It arrives as a card headed New expense or New income, showing the account, date, amount, category and any note, and nothing is saved until you choose Add transaction. If you cancel, the card says “Cancelled. Nothing was saved”. If you confirm and change your mind, Undo deletes the transaction again.
Two limits are worth knowing. Only manual accounts take a new transaction, because bank-connected accounts get theirs from the bank. And if you do not say which category, the card says “Finthy will pick one” rather than leaving it blank.
Everything else is yours to do: it cannot edit or delete a transaction, create a budget, change an account, invite anyone or touch your settings.
Check the figures
The panel carries one standing warning: “Check important figures before acting on them”. It reads your real data and it does arithmetic on it, but it is a language model, so treat a number you are about to act on as something to verify on the matching screen.
Your conversations
History lists your past conversations. They stay for 90 days and then delete themselves, which the empty state also says. You can delete any conversation sooner with Delete for good.
When it is not available
- In the demo space. It is off there on purpose, because everyone shares that space. Switch to your own space.
- When the space’s owner has turned it off. Only the owner can turn it back on, and the owner sees a Turn on button where everyone else sees an explanation.
- When the space has used its messages for the month. The allowance is shared by everyone in the space and resets at the start of the next month.