Before your first question, Finthy AI shows a notice headed Before you use Finthy AI, and nothing is sent anywhere until you choose Accept and continue. Not now leaves it untouched. This article is the longer version of that notice.
What leaves Finthy, and to whom
When you ask a question, Finthy sends only the data needed to answer it, such as a month of restaurant transactions, to Anthropic, the company that runs the AI model. Not your whole account, and nothing from a space you are not in.
Your data is not used to train AI models. That is a term of our agreement with Anthropic, not a setting we chose and could quietly change.
Anthropic is named in our privacy policy as a processor for this purpose, which is what makes it visible rather than something buried in a vendor list.
What is stored, and for how long
Your conversations are stored in Finthy so you can come back to them, which means the questions you asked and the answers you were given are kept, not just a count. They are deleted after 90 days, automatically, and you can delete any conversation sooner from History, where the action is Delete for good.
Two details that surprise people:
- Deleting a conversation does not give you back the messages it used. Usage is counted in a separate log, one row per answered message, precisely so that deleting chats cannot reset an allowance.
- Your conversations are part of your data export. If you ask for your data, they come out as their own file, and if you delete your account they are deleted with it.
Withdrawing
You can withdraw at any time. The next message then asks for the notice again, so withdrawing stops new questions rather than taking anything back that already happened. It does not delete the conversations you already have: delete those from History if that is what you want, or ask for your account’s deletion.
Re-accepting keeps your original acceptance date rather than writing a new one.
What it is not allowed to do
The notice states it plainly: Finthy AI never changes your data unless you confirm it. Every tool it has is a read, with one exception, a draft transaction on a manual account that you have to confirm on a card before anything is saved.
Where to read more
The privacy policy covers this in its own section, including the 90 day retention and the processor. The notice links to it as How Finthy uses your data.