Finthy puts your money in one place. You add your banks, and your accounts, transactions, budgets, net worth and reports all sit together rather than in separate apps and spreadsheets.
You do not need a bank that Finthy can sync with. Adding a bank by hand and importing statements is free on every plan, and outside the United States and Canada it is how everyone uses Finthy.
The 17 countries
Automatic sync, through our provider Plaid, on a paid plan:
- United States, where the list is Plaid’s own and runs to over ten thousand banks and credit unions.
- Canada, with a little over two hundred institutions.
Manual, free on every plan, with statement import or entry by hand:
- Latin America: Mexico, Colombia, Chile, Argentina, Brazil.
- Europe: United Kingdom, France, Germany, Spain, Italy, Netherlands, Portugal, Belgium, Ireland, Switzerland.
Each country has its own curated list, from around twenty-five institutions up to ninety in Mexico, and any bank missing from a list can be added by hand for your own space.
Mexico has one extra: for Banamex, Banorte and HSBC México, the Finthy Chrome extension captures transactions while you are signed into your bank’s own website.
What it does
- Transactions in one list, with a category on each, from your bank, from a statement, or typed by you.
- Statement import from PDF, CSV, OFX, QFX, XLSX, and photos (JPG, PNG, HEIC), read for you with AI. You can also forward statements to a personal Finthy email address.
- Budgets by category, with three types, six period types, thresholds and alerts.
- Calendar for recurring bills, salary and subscriptions, matched to the real transactions when they arrive.
- Cashflow and Trends, for one period and across periods.
- Net worth, combining account balances with a financial inventory of property, vehicles, investments, pensions and debts.
- Multi-currency, across 54 currencies, free on every plan.
- Exports, as CSV or Excel, a PDF statement, a category analysis, or the whole account as a ZIP.
- Finthy AI, for asking questions about your own figures.
Free or paid
Free on every plan: manual banks and accounts, transactions, the calendar, net worth and the financial inventory, multi-currency, and one statement import per account each month. The free plan allows 2 bank connections and 4 visible accounts.
Paid plans add automatic bank sync through Plaid, Cashflow and Trends, bulk actions, your own categories, data export from Settings, and more statement imports. Plus, Pro and Business differ in limits and support.
Where it runs
- In a browser, on a desktop or a phone. This is the whole product; nothing is held back for an app.
- The Chrome extension, on a desktop, for the three Mexican banks above.
- Native iOS and Android apps are on our roadmap and are not in the App Store or Google Play yet. Anything telling you to open a Finthy app is out of date.
Getting started
- Create a free account at finthy.com.
- Add a bank: automatically if you are in the US or Canada on a paid plan, otherwise pick it from your country’s list and add its accounts.
- Bring in transactions by importing a statement, forwarding one by email, or entering them.
- Put a limit on one category, which is enough to start tracking against it.
Nothing about starting free is a dead end. If you later connect the same bank automatically, Finthy offers to move your existing accounts and history across.